By checking the "I have read and agree to TMA Loan's Electronic Communications" box below, you are agreeing to electronically access, receive, review, sign, and authenticate certain documents and forms covered by the federal Electronic Signatures in Global and National Commerce Act ("E-Sign Act"), the Uniform Electronic Transactions Act ("UETA") adopted by various states, and/or the separate state laws of Texas (as applicable). You are also confirming that you have the hardware and software described herein, that you are able to receive and review Electronic Records, and that you have an active email account. You are also confirming that you are authorized to, and do, consent on behalf of all the other account owners, authorized signors, authorized representatives, delegates, product owners, and/or service users identified with your TMA Loan. By checking the box below, you acknowledge and agree this constitutes your electronic signature. Your electronic signature will bind you to the same extent as if you had signed on paper with an ink signature.